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TOS

TERMS OF USE AGREEMENT & DISCLAIMER

Please Read This Terms of Use & Disclaimer Carefully.  This Website (the “Site”) is being provided by Advisors Prep, a subsidiary of NewSense Strategies, Inc. (“Advisors Prep”). By accessing and using this Site, you acknowledge that you have read, understand, and agree to be bound by all of the terms, conditions and disclaimers set forth below.   Advisors Prep reserves the right to amend these terms, conditions and disclaimers from time to time by posting the amendments on this Site.      

Advisor Prep’s Rights to This Site and Services.  This Site has been developed by and is the property of Advisors Prep.  Advisors Prep and its suppliers reserve all right, title and interest in and to this Site and all materials, services, information, and compilations of information available on or through this Site (collectively, the “Services”), as well as the domain name, design, layout, and “look and feel” of this Site, the trademarks, service marks, and trade dress related thereto, and all other intellectual property and other proprietary rights embodied therein and appurtenant thereto.  You agree that you have no rights in or to Site or Services content, express or implied, unless expressly granted to you in writing by an authorized representative of Advisors Prep, and you agree to forever refrain from using, distributing, duplicating, or copying any portion of Site or Services content.  You agree to forever refrain from posting any Site or Services content to newsgroups, mail lists or electronic bulletin boards, without the prior written consent of an authorized representative of Advisors Prep.

No Offer, Investment Advice, or Performance Guarantees.  The contents of this Site and the Services are for informational purposes only and should not be construed as advice.  None of the information or opinions expressed on this Site or in connection with the Services constitute an offer by Advisors Prep to buy or sell any securities or financial instruments, or to provide any investment or financial advice or service.  Nothing on this Site or in the rendering of the Services implies any monetary outcomes or that past results are an indication of future performance.  You will assume that the materials, information and Services provided on and through this Site are non-compliant with FINRA, SEC and/or Independent Broker-Dealer requirements.  Advisors Prep strongly urges you to present all materials, information and Services provided on and through this Site to your Broker-Dealer and/or proper regulatory authority for review to confirm compliance as interpreted, required or mandated by the proper oversight person/s or responsible regulatory agent. You should seek independent professional advice from a person who is licensed and/or knowledgeable in the applicable area before acting upon any opinion, advice, or information contained in the content of this Site.

No Legal Advice.  The Site and Services may contain information on legal topics; however there is absolutely no assurance that any information touching on legal matters is true or correct.  Any legal information provided in the Services is of a general nature and cannot substitute for professional legal advice.  Always seek the advice of competent counsel with any questions you may have regarding a legal issue.   

Disclaimer of Representations and Warranties.  THIS SITE AND THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITH ALL FAULTS.  ADVISORS PREP MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, REGARDING THE QUALITY, ACCURACY, OR AVAILABILITY OF THIS SITE OR THE MATERIALS, PRODUCTS, SERVICES OR INFORMATION DESCRIBED ON OR AVAILABLE THROUGH THIS SITE.  WITHOUT LIMITING THE FOREGOING, ADVISORS PREP EXPRESSLY DISCLAIM ANY AND ALL REPRESENTATIONS AND WARRANTIES OF THE ACCURACY, COMPLETELNESS, TIMELINESS, EFFICACY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT OF THIRD-PARTY RIGHTS.  THE FOREGOING DISCLAIMERS INCLUDE, WITHOUT LIMITATION, A DISCLAIMER OF ANY WARRANTY OR REPRESENTATION THAT THE SITE OR SERVICES WILL BE UNITERRUPTED, RELIABLE, SECURE, OR ERROR-FREE; THAT THE SITE OR ADVISORS PREP SERVERS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR THAT THE SITE WILL OTHERWISE MEET YOUR EXPECTATIONS.

Privacy Policy & Confidentiality.  You acknowledge that Advisors Prep collects and uses personal information for purposes of providing the Services.  You acknowledge and confirm that the Internet is not a secure medium where privacy and confidentiality can be guaranteed and that security and confidentiality of transmission to and from this Site over the Internet is not possible.  Your use of the Site cannot be guaranteed and you acknowledge that your use of the Site (including information you transmit to the Site) may be subject to access or manipulation by, or disclosure to, third parties.  Without limiting any other disclaimer herein, neither Advisors Prep nor any third party shall be responsible or liable for any damages that you or any other person may suffer in connection with such breach of privacy, confidentiality or security.  If you are provided with a user name and password to access any part of this Site, you agree to be liable for all uses of your user name and password, including unauthorized use without your consent and you acknowledge that Advisors Prep shall not be responsible to confirm the actual identity or authority of any user. 

Links to Third Party Websites.  This Site may contain links to other websites that provide related information, products and services.  Such external Internet addresses contain information created, published, maintained, or otherwise posted by institutions or organizations independent of Advisors Prep.  These links are solely for the convenience of visitors to this Site, and the inclusion of such links does not necessarily imply an affiliation, sponsorship or endorsement.  Advisors Prep does not endorse, approve, certify, or control these external Internet addresses and does not guarantee or assume responsibility for the accuracy, completeness, efficacy, timeliness, or correct sequencing of information located at such addresses.  Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness.  Reference therein to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by Advisors Prep.

Unavailability in Some Jurisdictions.  None of the information, materials, products or services mentioned on this Site or accessible through this Site are available to persons resident in any state or territory where such distribution would be contrary to local law or regulation.

General Provisions.  You agree that this Terms of Use & Disclaimer and any dispute arising out of your use of this site or the products or services accessed through this Site shall be governed by and construed in accordance with the laws of the State of California, without regarding to its conflict of law provisions.  By using this Site and the Services you consent and submit to the exclusive jurisdiction of and venue of the County of Sacramento, State of California.  In the event that this Terms of Use and Disclaimer conflicts with any law under which any provision may be held invalid by a court with jurisdiction over the parties, the remainder of this Terms of Use and Disclaimer shall remain in full force and effect.  You agree that without regard to any statute or contrary law that any claim or cause of action arising out of this Site or the Services must be filed within one (1) year after such claim or cause arose or the claim shall be forever barred.  Advisors Prep may assign its rights and obligations under this Terms of Use & Disclaimer and Advisors Prep and upon such assignment shall be relieved of any further obligation.       

Indemnity.      

You agree to indemnify, defend, and hold harmless Advisors Prep and NewSense Strategies, Inc. and their affiliates and their respective owners, investors, contractors, officers, directors, members, managers, partners, shareholders, licensors, suppliers, customers, employees, agents, third-party advertisers, technology providers and service providers (the collectively, the “Protected Group”) from and against any all claims, damages, obligations, losses, liabilities, costs or debt, expenses and attorney's fees (collectively, a “Claim”) arising from or in any way related to the Site or the Services including without limitation: (i) your use, non-use or misuse of, access or connection to the Site, any content and the Services (including without limitation your content and any third party content) forming part of the Site; (ii) your violation of any provision contained in this Terms of Use & Disclaimer; or (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right.  This defense and indemnification obligation applies regardless of any negligence on the part of Advisors Prep,  NewSense Strategies or the Protected Group.   This defense and indemnification obligation  does not apply to any part of a Claim that arises solely from a willful or intentional act of Advisors Prep or NewSense Strategies, Inc.  This defense and indemnification obligation will survive these Terms & Conditions and your use of the Site and Services.

Refund Policy: Membership is based on a monthly subscription. Subscriptions renew every 30 days. You may cancel a product at any time, but a refund will only be issued if cancellation is requested within the refund timeframe specified for the applicable product. Products purchased from NewSense Strategies, Inc dba "Advisors Prep," may be refunded only if cancelled within the following timeframe:

  • Monthly Subscriptions: Within 48 hours of the date of the transaction for immediate cancellations and refund.
  • Monthly Subscriptions - Seven days prior to subsequent month billing for cancellation only.  No refund due.

“Date of the transaction,” for the purpose of this Refund Policy, means the date of purchase of any product or service, which includes the date any renewal is processed by NewSense Strategies, Inc dba Advisors Prep.

Contacting Advisors Prep.  If you have any questions about these terms of use or any other questions concerning this Site, please contact:   

Advisors Prep
Attention: Jeff Holden
Jeff@advisorsprep.com
7921 Kingswood Dr.  Suite A3
Citrus Heights, CA  95610
Phone: 916-298-4171

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